RARE OPPORTUNITY - LAKE HARRIS WATERFRONT HOME WITH ACREAGE + PRIVATE IN-LAW SUITE - NO HOA! Lakefront homes with ACREAGE, DIRECT WATER ACCESS, and a PRIVATE IN-LAW SUITE on the HARRIS CHAIN OF LAKES rarely come available. This spacious 5-BEDROOM, 3-BATH custom home sits on 1.29 ACRES with 83 FT OF DIRECT LAKE HARRIS FRONTAGE, offering the perfect combination of space, flexibility, and true Florida waterfront living. The private IN-LAW SUITE is ideal for multigenerational living, guests, or rental income and includes 2 bedrooms, 1 bathroom, a full kitchen, dining area, family room, and its own private entrance. The main home features 3 bedrooms and 2 bathrooms, a bright kitchen with breakfast bar, dining area, and a comfortable family room designed for everyday living. Both living areas open to a large covered and screened lanai, creating the perfect indoor-outdoor living space to relax and enjoy peaceful waterfront surroundings. Recent improvements include LUXURY VINYL FLOORING, SPLIT A/C SYSTEMS, NEWER ROOF, SERVICED SEPTIC WITH NEWER DRAIN FIELD, NEWER WELL FILTER, AND A NEW WELL PRESSURE TANK. Outside you'll find a 2-CAR GARAGE, TWO STORAGE SHEDS, and plenty of room to add a pool, workshop, or additional outdoor living space. With NO HOA, bring your boat, RV, and all your outdoor toys. Enjoy direct access to Lake Harris and the entire Harris Chain of Lakes, known for world-class boating, bass fishing, and waterfront dining. A public boat ramp is nearby, and the property offers potential for adding a private dock or boathouse. Conveniently located near shopping, dining, and schools while still offering the peace and privacy of lakefront acreage living. Opportunities like this on the Harris Chain of Lakes are limited-schedule your private showing today.